Terms and Conditions

1. Acceptance of Terms

By accessing or using the Index AI Service, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree to these Terms, you must not access or use the Service.

We may update these Terms from time to time. Continued use of the Service after any changes take effect constitutes acceptance of the revised Terms.

2. Nature of the Service

Index AI provides data analysis, market-related outputs, and informational tools intended for general informational purposes only. The Service does not constitute financial, investment, tax, or legal advice, and nothing displayed within the Service should be interpreted as a recommendation to buy, sell, or hold any security or financial instrument.

No output generated by the Service — including any predictive indicator, model result, or dashboard metric — guarantees future performance. Trading and investing carry a substantial risk of loss, including loss of principal.

3. Eligibility

You must be of legal age in your jurisdiction of residence and have the legal capacity to enter into these Terms in order to use the Service. By using the Service, you represent that you meet these requirements.

4. Account Registration

Certain features of the Service may require you to register for an account. You agree to provide accurate, current, and complete information during registration and to keep this information up to date.

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. Notify us promptly of any unauthorized use of your account.

5. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose or in violation of applicable regulations;
• Attempt to reverse-engineer, decompile, or extract the underlying models or source code of the Service;
• Interfere with, disrupt, or place undue load on the Service's infrastructure;
• Reproduce, resell, or redistribute the Service's outputs or dashboards without prior written consent;
• Use automated means to scrape or extract data from the Service outside of provided interfaces.

6. No Financial Advice; Assumption of Risk

You acknowledge and agree that any decision to trade, invest, or otherwise act on information obtained through the Service is made solely at your own discretion and risk. Index AI does not act as a broker, financial advisor, or fiduciary in any capacity.

You are strongly encouraged to consult a qualified financial advisor and to consider your own financial circumstances before making any investment decision.

7. Intellectual Property

All content, software, design elements, trademarks, and materials associated with the Service are the property of Index AI or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any ownership rights in the Service.

8. Subscription, Fees, and Billing

If any part of the Service is offered on a paid or subscription basis, applicable fees, billing cycles, and cancellation terms will be presented to you at the time of purchase. Except where required by law, fees are generally non-refundable once a billing period has commenced.

9. Third-Party Data and Links

The Service may incorporate data from third-party sources or contain links to third-party websites. Index AI does not control and is not responsible for the accuracy, completeness, or availability of third-party data or content, and inclusion of such data does not imply endorsement.

10. Disclaimers

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.

Index AI does not warrant that the Service will be uninterrupted, error-free, or free from inaccuracies, and does not guarantee the accuracy or reliability of any analysis, indicator, or output generated by the Service.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Index AI, its owners, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or trading losses, arising out of or related to your use of the Service.

In no event shall Index AI's total aggregate liability arising out of or relating to these Terms or the Service exceed the amount, if any, paid by you to Index AI in the twelve (12) months preceding the event giving rise to the claim.

12. Indemnification

You agree to indemnify and hold harmless Index AI and its affiliates from any claims, damages, losses, or expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your violation of any applicable law or third-party right.

13. Suspension and Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms, is harmful to other users, or exposes us to liability. You may discontinue use of the Service at any time.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Index AI operates, without regard to conflict of law principles. [Insert specific governing jurisdiction.]

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Changes to the Service

We may modify, suspend, or discontinue any part of the Service at any time, with or without notice. We are not liable to you or any third party for any modification, suspension, or discontinuation of the Service.

17. Contact

Questions regarding these Terms may be directed through the contact details provided elsewhere on this website.

This Terms and Conditions page is a general template provided for structural and informational purposes only. It does not constitute legal advice and has not been reviewed by legal counsel. Index AI recommends consulting a qualified attorney to ensure this document meets applicable legal and jurisdictional requirements before publication.